payments
for Freelance

Easy to use a multicurrency account
Manage international client payments in one place, keep your money moving, and spend daily with a card across Europe without getting stuck in unclear checks.

11 years of payments experience

One-day opening
One-day payments

NO
OVERCOMPLIANCE

Your Direct details
for payments

PERFECT AND CLEAR
curency Exchange

dedicated manager,
working for your success

EUR,USD, GBP, CNY, USDC *
Other currencies on demand

US Licence *
* US Licence ...
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Freelance
is Freedom

from cumbersome and slow office processes and bureaucracy.

Why leave the office just to take the red tape with you?

Get ready for freedom:
Get paid instantly, rather than once a month
Receive income and pay for services across different countries and in multiple currencies
Earn cashback, even on coffee during client meetings
Enjoy discounts on services during personal and business travel
Keep all the value in your pocket.
What does it mean
that we are ready for freelancers?
Payment systems, and banks in particular, do not like irregular payments from different clients. Every payment from an unknown payer requires verification. We have built our system in such a way that we are ready to resolve these issues quickly.
Platform freelancers
Upwork, Fiverr, marketplaces
You get paid from different clients and countries.
We’re built for that pattern.
Consultants, coaches and service businesses
You invoice internationally, pay subcontractors, and want lower friction and clearer records.
Tech, product, gamedev
Your clients may operate in industries that confuse standard banks. We review your activity properly and transparently.
Statements made for real-world reporting

Clear statements and reporting-friendly exports give you a full view of income over time and across clients.

Transparent
Currency
Exchange
Competitive, real-time exchange rates.
In most cases, conversion fees are under 1% per transaction.

We specialize in EUR,USD, GBP, CNY
Other currencies on demand.
GBP
EUR
USD
CNY

Physical and Virtual Card

Securely pay online and in shops, withdraw cash. Apple Pay, Google Pay is supported.
Choose a physical card with fast delivery or get a free virtual one and pay with your smartphone or watch instantly.

Our cashback is real money
Most companies offer cashback in internal points, rewards, or miles.
We pay your cashback in real money, which you can spend not just on internal offers, but anywhere money is accepted.
It's a real bargain with Bilder cards
Experience the useful perks of the Bilder Mastercard
10% off Zalando E-Cards
Zalando is the leading European starting point for Fashion, Beauty, and Sport. Join our 50 million customers delighted by a catalogue of over 6500 brands, from high street classics to designers.
Terms and conditions
10% off Hertz rentals,
up to 15% off EV rentals and Gold status
Enjoy your next trip with Hertz, whether it's a scenic drive or a longer getaway. Find the right car for your journey, benefit from flexible cancellation options, and travel with more peace of mind wherever the road takes you.
Terms and conditions
An exclusive 10% discount
Book with easylet and enjoy exclusive easyJet Plus benefits, including seat selection, Bag Drop, Fast Track security at selected airports, an extra cabin bag, and faster boarding.European Mastercard cardholders also get 10% off their first.
Terms and conditions
Up to 20% off bookings and Preferred Plus membership
Avis is a trusted and award-winning brand with a long history of innovation in the car rental industry. It is one of the world's leading brands with an outstanding customer loyalty programme that gives Mastercard cardholders exclusive.
Terms and conditions
Receive 4% wallet credit on hotel bookings at Booking.com
Booking.com seamlessly connects millions of travellers with memorable experiences, a range of transport options and incredible places to stay - from homes to hotels and much more.
Terms and conditions
12% off Standard and BusinessClass tickets
The fastest and most convenient way to travel between Heathrow and London Paddington. The service takes only 15 minutes from Heathrow Central Terminals 2 and 3, with an extra six minutes from Terminal 5.
Terms and conditions
5% off sailings and
€50 onboardcredit
Since 1896, HX Expeditions has taken adventurous travellers to inspiring destinations around the world. With over 150 unique itineraries and a fleet of eight custom-built small ships, it is one of the world's leading expedition cruise
Terms and conditions
Stay at Beyond Green hotel 4 nights for the price of 3
Beyond Green is a global portfolio of Planet Earth's Most Sustainable Hotels, driven by an inherent passion to embrace travel as a force for good.
Terms and conditions
15% off
with no minimum spend
As part of the Net-A-Porter group, YOOX is the world's leading online lifestyle store for fashion, serving more than 180 countries worldwide.
Terms and conditions
Stay 4 nights
for the price of 3
Experience a more rewarding stay at more than 650 locations around the globe with Preferred Hotels & Resorts, the world's largest independent hotel brand.
Terms and conditions
Get 2 months free plus 15% off for a year
Make Readly your perfect travel companion with unlimited access to over +7,500 top titles from around the globe.
Terms and conditions

FAST 
AND WITH
HUMAN SUPPORT

ONE-DAY OPENING

Sing Up or fill out the form, and our manager will contact you and helps you with all steps an questions.

ONE-DAY 
payments

In most cases, we open accounts within 1 business day.


We are in your corner

Thanks to our extensive team and human-centric approach, we are able to carefully review each case to identify legal avenues for account opening, rather than drawing superficial conclusions based on templates such as source of wealth or industry sector.



* While most banks rely on automated scoring that rejects promising cases based on procedural criteria—such as country of origin, age, or business line—we look beyond the surface.

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Compare
PRICING plans
We offer more than just account opening; we provide a suite of solutions tailored to your international business objectives.

We strive to ensure our pricing is always aligned with the value we deliver.
Basic
€ 0 per month
Good for small spending and transfers in Europe and the UK.

Free virtual card with Apple Pay, Google Pay and multi-currency account
Cashback
0,1 %
Physical card issuing
15 €
Virtual card issuing
1 Free
Transfers in Europe (SEPA)
5 Free
Transfers to Bilders users
Free
Travel eSIM
0,5 GB demo
Personal manager
Priority transfer processing
Get started All prices
Plus
€ 20 per month
Top-tier status and service, no compromises.

For personal finances, freelancing, and travel.
Cashback
1 %
Physical card issuing
Free
Virtual card issuing
5 Free
Transfers in Europe (SEPA)
30 Free
Transfers to Bilders users
Free
Travel eSIM
1 GB Monthly
Personal manager
Priority transfer processing
Get started All prices
Basic
€ 0 per month
Good for small spending and transfers in Europe and the UK.

Free virtual card with Apple Pay, Google Pay and multi-currency account
Cashback
0,1 %
Physical card issuing
15 €
Virtual card issuing
1 Free
Transfers to Bilders users
Free
Travel eSIM
0,5 GB demo
Personal manager
Priority transfer processing
Get started All prices
Plus
€ 20 per month
Good for small spending and transfers in Europe and the UK.

Free virtual card with Apple Pay, Google Pay and multi-currency account
Cashback
1 %
Physical card issuing
Free
Virtual card issuing
5 Free
Transfers to Bilders users
Free
Travel eSIM
1 GB Monthly
Personal manager
Priority transfer processing
Get started All prices

WorldWide

As a SWIFT member, we support reliable international transfers with global reach.

Europe

Direct SEPA access
We send your euro payments straight through SEPA — fewer hops, fewer delays.

UK

Faster Payments and CHAPS are local UK rails, ensuring speed and reliability regardless of the transaction amount.

Inside Bilder

Instant and free money transfers between Bilder accounts in any available currency.

Pay and receive payments in stablecoins

Cross-border payments now take minutes, not days. The service fee starts at 0.9% of the transaction amount. Service provided by Bilder Partner – US licensed crypto exchange.

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Grow your wealth with a user-friendly tool
Join Bilder and boost your business with our cutting-edge technological solutions and tools: bulk payments, API integration, payroll project, payment gateway, loan against assets, and business deposits.
Mobile app for iOS/Android — one app for business and personal accounts. A smartphone instead of a code calculator. Multiple access to the account with differentiated rights. Switch between accounts in one click.
Spending alerts
Get real-time spending notifications and effectively track corporate expenses using the Bilder app
Stay in control
Approve card payments in app instantly. Set spending on each card with the help of your personal manager

Questions
& Answers

How long does it take to open an account?

You can get a multicurrency account in minutes, then complete verification to unlock full functionality.

What documents might you ask for?

Typically identity verification, and in some cases supporting information like invoices/contracts or proof of client relationship—especially after major changes (new large client, volume jump, new countries).

Yes. The account is built for international use with multi-currency support and worldwide sending/receiving.

At Bilder, we aim to create products with terms that are simple, fair and always in the customer’s favour. That’s why, unlike common market practice, we’ve made it possible to cancel your plan at any time — and your free period will continue with no extra conditions or charges.

For example, even if you activate Plus on 01.09.26, the last day of the promotion, pay nothing and cancel it immediately, your Plus benefits will continue for another 2 months, until 01.11.26. Why? We believe that once you try all the benefits of Plus, you won’t want to give them up.

Do you support SEPA transfers?

Yes. Up to 30 SEPA transfers per month can be free of charge (eligibility criteria applies).

Can I use the card in Europe for everyday spending?

Yes. You can use a virtual or physical card and add it to Apple Pay / Google Pay.

Is there cashback?

Yes, cashback is available up to 1% depending on usage and conditions (including Apple Pay / Google Pay).

Are there any card limits?

Purchases aren’t restricted by Bilder, while ATM withdrawals have technical boundaries (limits differ for virtual vs physical cards).

Can I download statements for accounting or taxes?

Yes. Your transactions are structured in statements and can be exported in reporting-friendly formats.